Terms of Use

The website Saúde Dia has as its main purpose the production of content focused on financial education. Our materials are informative and analytical, covering a wide range of products/services (such as credit cards, loans, financing, types of investments, among others) offered by national and international financial institutions. Our Terms and Conditions of General Use are available at any time for the user. The provisions of the Privacy Policy of the Saúde Dia website available at https://saudedia.com.br/ca/privacy-policy/, as well as the applicable legislation, apply jointly to these Terms and the use of the site. Therefore, the Terms and Conditions of General Use aim to inform the responsibilities, duties, and obligations of every User when accessing and/or using the Saúde Dia website, as described in the items below. It is worth noting that we do not interfere in any process involving the analysis and/or approval of credit for our customers or partners, so the final decision to enter into a business, grant credit, or offer is always theirs, in accordance with their own credit and risk criteria and policies.


1.1. By accessing Saúde Dia, the User AGREES to comply with the Terms and Conditions of General Use and the Privacy Policy of Saúde Dia. 1.2. By accessing and/or using Saúde Dia, the User declares to be at least 18 (eighteen) years old and to have full and express capacity to accept the terms and conditions of these Terms and Conditions of Use for all legal purposes. 1.3. If the User does not fit the description above and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, they should not access and/or use the services offered by Saúde Dia, as well as the websites and services operated by it.


2.1. The User has this service available to address all their doubts, solve any problems, and submit complaints or other information about products/services available on Saúde Dia. 2.2. “Contact” can be made through the form located at https://saudedia.com.br/ca/contact/.


3.1. The User must carefully read all clauses contained in these Terms and Conditions of Use and in the Privacy Policy. By using the services and/or products provided on Saúde Dia, the User fully agrees with all the clauses and conditions of these Terms. 3.2. Saúde Dia provides links and/or redirects the User to other websites where the User may contract services and/or purchase products from the respective companies without any interference from Saúde Dia. 3.3. When redirected to the website page of the company advertised on the site, the User must read carefully and expressly agree to the terms and conditions of use and the privacy policy of the advertised company. 3.4. Saúde Dia has no responsibility for: (a) the general terms and conditions of use and privacy policy of the advertised companies; (b) the information about the advertised services and/or products; (c) the services and/or products potentially offered and/or contracted from the advertised companies. 3.5. Saúde Dia is not responsible for any viruses, malware, spyware, trojans, or any software that may damage or alter the settings of Users’ equipment as a result of internet browsing or use, or the transfer of data, texts, images, files, or audio. 3.6. Users are solely responsible for keeping their equipment’s operating system up to date and having antivirus programs. 3.7. Saúde Dia is not responsible for any losses and damages arising from the improper use of the Saúde Dia website and/or from force majeure or unforeseeable circumstances. 3.8. Saúde Dia does not send or request deposits or bank transfers for the approval of any financial product. 3.9. Saúde Dia does not send emails to Users requesting data confirmation or registration with executable attachments (e.g., .exe, .com, .scr, .zip, .rar extensions), nor links for downloading. If you receive one, please notify us through the website itself, using the Contact form located at https://saudedia.com.br/ca/contact/. 3.10. Without prejudice to the other provisions of these Terms of Use, the User’s obligations include: (a) Not violating any third-party rights when using Saúde Dia; (b) Not using Saúde Dia for the purpose of monitoring or harassing third parties; (c) Not engaging in fraudulent, illegal, dishonest, or improper activities when using the Saúde Dia website; and (d) Respecting the conditions established in these General Terms and Conditions of Use and the Privacy Policy.


4.1. The General Terms and Conditions of Use of Saúde Dia may be changed, supplemented, or replaced at any time and for any reason, at the sole discretion of Saúde Dia, without prior notice or notification to Users. 4.2. ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, SHALL REFRAIN FROM USING THE Saúde Dia WEBSITE.


5.1. These General Terms and Conditions of Use will remain in effect indefinitely, and any judicial or administrative claims arising from the use of Saúde Dia, subject to these General Terms of Use or the Privacy Policy, must be filed within 90 (ninety) days from the event that caused them.


6.1. These Terms and Conditions of Use should be read and interpreted in conjunction with the Privacy Policy, and both are governed by the laws in force in the South Africa. 6.2. All matters related to the interpretation, compliance, or any other issues related to these Terms and the Privacy Policy, the parties expressly agree and waive any other jurisdiction, submitting themselves to the Forum of Belo Horizonte, where all doubts or issues arising from this term of use will be resolved.